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Becoming a Home Owner...

Macomb County Habitat for Humanity

provides a hand up not a hand out.

 
 Qualifying families are given an opportunity to help themselves get into a safe, decent housing.

 

Homeownership Eligibility Questionnaire

Application Process - A Step by Step Guide

To qualify for a Macomb Habitat house you must meet 4 basic qualifications:

 

1) Need For Adequate Shelter

 
  • Substandard HousingYour current home is substandard. It is dangerous or unhealthy due to plumbing, electrical, structural, or other significant physical problems.

  • Safety IssuesThere are unsafe conditions in your home or neighborhood that cannot be resolved.

  • Temporary HousingYour family is living in transitional housing, or your home is being condemned.
  • Excessive Cost of HousingYour family is paying more than 35% of its monthly income for housing.

2) Ability to Pay

                1) Annual Income                                      2)  Other Financial Criteria

 

Family Size
Minimum Yearly Gross Salary
Maximum Yearly Gross Salary
  • Inability to secure a conventional loan

  • Manageable debt substantiated by a credit check

 

 

 

 

 

 

1
$20,000
$24,450
2
$20,000
$27,950
3
$20,000
$31,450
4
$20,000
$34,950
5
$20,000
$37,750
6
$20,000
$40,550

3) Willingness to Partner

      1.  Timely completion and return of application             

      2.  Acceptance & compliance of sweat equity requirements 

          Each adult family member is required to log 250 sweat equity hours with Habitat.

          This may include office work, helping with Habitat functions, or on-site building.

 

4) Residency 

      Applicants must be residents of Macomb County for at least  six (6) months.


 For more detailed information about eligibility requirements, see our
Homeownership Eligibility Questionnaire.
 

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